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Watching a grown woman cry » Philoxenos

Philoxenos

Watching a grown woman cry

26th July 2008

Watching a grown woman cry

posted in Uncategorized |

Today Handsome held me as I sobbed in his arms.

What caused this outpouring of emotion?

The American health system.

Honestly, nothing makes me want to catch the first plane back to NZ quicker than getting something in the mail from a medical provider or our insurance company.

Today it was a friendly reminder that I hadn’t paid a bill from services in May. I stared at the bill, struggling to figure out who it was from (the name I know the doctor and hospital by are different than their formal names) and definitely didn’t know what it for because they didn’t even list an invoice number.

I went online to check the health insurance company records and got even more frustrated because I couldn’t remember the login. Officially Handsome is the subscriber because he’s the one employed. However, we each have a login. Why is that? Shouldn’t the main subscriber have access to everyone’s stuff? No. Too simple. Finally, I got in.

Turns out the bill is for the xray that Little Boy had done when he was sick in May. But the insurance shows two bills for the xray. I only ever got one. That would explain why I never paid it.

So on Monday I will have to call the hospital and ask them to send me a proper bill so that I can pay it. Oh, and how much is it you ask? $190. Insurance didn’t pay anything, which I also don’t understand because isn’t that what insurance is for?

I am sure this will not be the last time that I cry over health insurance matters.  But I continue to be grateful that we have insurance at all.

There are currently 2 responses to “Watching a grown woman cry”

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  1. 1 On July 28th, 2008, Leigh Ann said:

    Oh, do I feel your pain! The first year we got back from Korea was a nightmare! Our insurance company denied everything across the board due to “lack of past history”. I made calls to insurance every time & they did end up covering quite a bit. Call them & ask why you were denied before paying your bill. It drove me crazy because we are used to paying what we owe right away, but that’s how the insurance game rolls, we discovered anyway.

  2. 2 On July 28th, 2008, Terri said:

    Thats something I don’t miss!

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